| Loan Tenure |
Up to 30 years |
31-35 years |
Up to 30 years |
31-35 years |
Up to 30 years |
31-35 years |
| Age |
Age used to calculate loan tenure, will be based on income-weighted |
| Up to 65 |
Up to 70-75 |
Up to 70-75 |
Up to 65 |
Up to 70-75 |
Up to 70-75 |
Up to 65 |
Up to 70-75 |
Up to 70-75 |
| Max. LTV Limit |
75{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
55{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
55{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
45{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
35{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
15{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
15{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
| 20{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} (non-individuals) |
| Min. Cash Down payment |
5{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
10{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
10{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
25{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
| Gaurantors / Co-borrowers |
All Co-borrowers must be mortgagors. Guarantors must be co-borrowers if the latter did not pass the TDSR criteria |
| Mortgage Servicing Ratio |
N/A |
| Total Debt Servicing Ratio |
60{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
| Stress Test Interest Rate |
3.5{76979d7231cd66dfd8c27d15955233bda3d6ed4e191a11c7add6daf3a47bd127} |
